Connect your insurance data
with fleets that need it most
Velocerta provides a structured, auditable connection between insurance providers and regulated fleet operators — delivering verified coverage status at the moment compliance teams need it.
Our partnership model enables providers to supply policy confirmation data securely, giving operators and licensing teams a reliable source of truth without compromising data governance or customer authority.
A better connection between providers and fleets
Fleet compliance teams check insurance status manually — calling insurers, emailing brokers, and searching public databases. This is slow, error-prone, and creates gaps in compliance records.
Velocerta provides a structured channel for authorised data exchange. When a customer grants permission, their insurance provider can supply policy confirmation data directly into the compliance workflow — reducing manual effort, improving accuracy, and maintaining a complete audit record of every check.
Providers do not need to build consumer-facing tools or manage individual fleet integrations. Velocerta handles the fleet-side workflow; providers supply the data through a defined, governed interface.
A defined, proportionate field set covering policy status, expiry, and cover class.
Data is supplied only where the customer has granted explicit permission.
Every request and response is logged. No data is shared beyond the agreed scope.
Who we work with
The Velocerta partnership model is designed for organisations that hold or manage insurance policy data for regulated transport fleets.
Insurance companies
Underwriters and insurers holding commercial fleet policies who want to provide real-time policy confirmation to fleet operators within their book.
Brokers
Authorised brokers managing fleet insurance portfolios who can supply policy status on behalf of insurers under appropriate data-sharing arrangements.
Insurtechs
Technology-led insurance providers with existing API infrastructure who can integrate rapidly with a well-defined data contract.
Specialist transport insurers
Providers operating in taxi, private-hire, community transport, and commercial fleet markets where compliance monitoring is a critical customer need.
Why partner with Velocerta?
A structured partnership delivers value to providers, operators, and the wider compliance ecosystem.
Reduce manual verification requests
Automated confirmation reduces inbound enquiries from fleet operators checking coverage status.
Improve data accuracy
Direct provider data eliminates transcription errors from manual telephone or email verification.
Maintain data governance
Data is exchanged only with customer authority and within the scope of a formal agreement.
Structured audit trail
Every data exchange is logged and timestamped. Providers and operators can see exactly when data was supplied and consumed.
Differentiate your product
Offer fleet customers a compliance integration that reduces their administrative burden and strengthens their compliance record.
Fast integration path
A defined data contract and multiple integration methods mean providers can connect without building bespoke solutions.
No consumer-facing liability
Velocerta manages the fleet-side workflow. Providers supply data through a governed interface without taking on additional consumer-facing obligations.
Strengthen operator relationships
Fleet operators gain confidence in coverage status in real time, improving their trust in their insurance provider.
Targeted to regulated sectors
Velocerta serves taxi, private-hire, community transport, and commercial fleet sectors — markets where compliance monitoring is a regulated requirement.
Evidence for audit and assurance
Provider data creates a timestamped, attributable compliance record that both operators and regulators can rely on.
Commercial relationships do not affect compliance outcomes. A provider's participation in the Velocerta partnership programme has no effect on how Velocerta evaluates compliance status, processes alerts, or presents data to operators. Velocerta does not alter, embellish, or omit insurance records supplied by providers.
Partnership levels
Velocerta offers four structured partnership levels, from a basic listing through to a fully integrated data connection. Each level is subject to a formal agreement.
Listed Provider
Your organisation is listed in the Velocerta provider directory, allowing operators to identify you as a potential insurance provider for their fleet.
- Provider directory listing
- Basic organisation and contact details
- Sector and coverage tags
- No data integration required
Confirmation Partner
Operators can request manual or semi-automated policy confirmation, with responses supplied by your team through the Velocerta secure channel.
- All Listed Provider features
- Secure confirmation request channel
- Manual or batch response workflow
- Confirmation logged and timestamped
- Customer-authority gate on all requests
Integrated Provider
Real-time or near-real-time policy data is exchanged through a technical API integration, enabling automated compliance checks against live provider data.
- All Confirmation Partner features
- REST API or webhook integration
- Real-time policy status queries
- Expiry date and cover class data
- Automated compliance update triggers
- Full audit log of all exchanges
Strategic Partner
A deeper arrangement covering joint development, white-label integration, or bespoke data modelling. All terms by separate agreement.
- All Integrated Provider features
- Joint roadmap involvement
- Bespoke data model extensions
- Dedicated integration support
- Terms by individual agreement
Feature comparison
The table below summarises which features are included at each partnership level.
| Feature | Listed | Confirmation | Integrated | Strategic |
|---|---|---|---|---|
| Provider directory listing | ✓ | ✓ | ✓ | ✓ |
| Sector and coverage tags | ✓ | ✓ | ✓ | ✓ |
| Secure confirmation channel | — | ✓ | ✓ | ✓ |
| Customer-authority gate | — | ✓ | ✓ | ✓ |
| Manual or batch response workflow | — | ✓ | Optional | Optional |
| Timestamped confirmation log | — | ✓ | ✓ | ✓ |
| REST API integration | — | — | ✓ | ✓ |
| Webhook / event notifications | — | — | ✓ | ✓ |
| Real-time policy status queries | — | — | ✓ | ✓ |
| Policy expiry date exchange | — | Optional | ✓ | ✓ |
| Cover class / policy type data | — | Optional | ✓ | ✓ |
| Automated compliance update triggers | — | — | ✓ | ✓ |
| Full exchange audit log | — | ✓ | ✓ | ✓ |
| Joint roadmap involvement | — | — | — | ✓ |
| Bespoke data model extensions | — | — | — | ✓ |
- Provider directory listing
- Sector and coverage tags
- Directory listing
- Secure confirmation channel
- Customer-authority gate
- Timestamped confirmation log
- Full exchange audit log
- Policy expiry date exchange (optional)
- Cover class data (optional)
- All Confirmation features
- REST API integration
- Webhook notifications
- Real-time policy status
- Policy expiry date
- Cover class data
- Automated compliance triggers
- Full exchange audit log
- All Integrated features
- Joint roadmap involvement
- Bespoke data model extensions
- Dedicated integration support
All terms by individual agreement
A focused and proportionate data model
Velocerta's insurance data model is deliberately limited to the fields necessary for fleet compliance verification. We do not collect premium data, claims history, underwriting information, or personal driver details.
The following fields form the core data contract for policy confirmation:
- Policy in force — yes / no confirmation
- Policy expiry date — date the current policy expires
- Cover class — type of cover (e.g. hire and reward, commercial use)
- Insured VRM — vehicle registration mark(s) covered
- Policy identifier — a provider-assigned reference, not the full policy number
- Data timestamp — when the data was supplied
- Provider identifier — Velocerta-assigned identifier for the supplying organisation
Commercial relationships between Velocerta and insurance providers do not affect how compliance status is evaluated, presented, or reported to operators or licensing authorities.
Velocerta does not alter, embellish, suppress, or reinterpret insurance records supplied by providers. Data is stored and presented as supplied, with source attribution and timestamp.
Built around customer authority and provider control
Data is exchanged only within a framework of explicit customer authorisation and provider-side governance.
- Customer must grant permission before any data is requested
- Permission is recorded with a timestamp and can be withdrawn
- Providers can set scope limits on the data they supply
- All requests are logged with actor, timestamp, and purpose
- No data is shared beyond the agreed scope of the partnership agreement
- Providers receive a full log of all requests made against their data
- Data is not used for scoring, comparison, or product recommendation
- Integrations are subject to information security review before activation
- Providers can suspend their integration at any time
How the connection works
The partnership process follows a structured onboarding journey for both the provider and their customers.
Provider onboarding
- Initial enquiry
Submit the enquiry form below. The Velocerta team reviews your submission and responds within five working days.
- Discovery call
A short call to understand your data model, integration capabilities, and regulatory position.
- Partnership agreement
A formal data-sharing agreement and partnership schedule is prepared, covering scope, obligations, and permitted use.
- Information security review
Velocerta conducts a proportionate security review of the proposed integration approach before any technical connection is established.
- Technical integration
API credentials, endpoint configuration, and test-environment access are established. Integration is tested against the agreed data contract.
- Go-live
The integration is activated in the production environment. Provider appears in the Velocerta directory at the agreed partnership level.
- Ongoing governance
Regular reviews of data quality, request logs, and agreement terms. Any changes to scope require a formal amendment.
- Termination and offboarding
Either party may terminate the partnership with reasonable notice. Data is removed according to the agreed retention schedule.
Customer-specific flow
- Operator selects provider
A fleet operator identifies their insurance provider from the Velocerta directory and initiates a connection request.
- Customer grants permission
The operator grants explicit permission for the provider to supply policy data for the relevant vehicles.
- Provider verifies authorisation
The provider confirms the customer relationship and the scope of data they are authorised to supply.
- Data exchange begins
Policy confirmation data flows into the operator's compliance workflow. All exchanges are logged with timestamp and source.
- Compliance checks run
Velocerta uses the provider data to evaluate compliance status. A not-found result still requires human review before any enforcement action.
- Customer can withdraw permission
The operator or end customer may withdraw permission at any time. Data exchange stops immediately and the provider is notified.
Frequently asked questions
Is Velocerta regulated as a financial services firm?
No. Velocerta is not authorised or regulated by the Financial Conduct Authority (FCA) as an insurer, broker, or intermediary. Velocerta provides a compliance monitoring and data exchange platform. Any insurance data displayed within the platform is supplied by authorised insurance providers under a formal data-sharing agreement.
Does Velocerta sell or compare insurance products?
No. Velocerta does not sell, compare, arrange, or advise on insurance products. The platform provides a structured channel for insurance providers to supply policy confirmation data to fleet operators who have granted explicit permission. Operators must obtain insurance through their normal channels.
What data does Velocerta hold about insurance policies?
Velocerta holds a focused set of policy confirmation data: policy in force status, expiry date, cover class, insured VRM, a provider-assigned policy reference, and data timestamp. We do not hold premium data, claims history, underwriting information, or personal driver details beyond what is necessary for vehicle identification.
Does a partnership affect how compliance is evaluated?
No. A provider's commercial relationship with Velocerta has no effect on how compliance status is evaluated, presented, or reported. A not-found result from any provider is treated consistently regardless of that provider's partnership level.
Who can access provider-supplied data?
Provider-supplied data is accessible only to the operator who granted permission, and only within their compliance workflow. Velocerta staff can access data for support and audit purposes under internal access controls. Data is not shared with other operators or third parties.
What integration methods are supported?
Velocerta supports REST API (query and response), webhook and event-driven notifications, and secure file transfer (SFTP) for batch confirmation. For Listed and Confirmation Partners, a manual portal workflow is also available. The appropriate method depends on your tier and technical capabilities and will be agreed during onboarding.
How long does onboarding take?
Timelines vary by integration complexity. A Listed Provider can typically be onboarded within two to four weeks. A Confirmation Partner using the portal workflow typically takes four to eight weeks, including agreement and security review. A full API integration typically takes eight to sixteen weeks. These are indicative timelines and depend on both parties' availability and readiness.
What happens if we want to end the partnership?
Either party may terminate the partnership with reasonable notice as defined in the partnership agreement. On termination, data exchange stops immediately, the provider is removed from the directory, and data is handled according to the agreed retention and deletion schedule. There is no lock-in period at the Listed or Confirmation Partner level.
Discuss a provider partnership
Use the form to tell us about your organisation and what you are hoping to achieve. We will review your submission and respond within five working days.
Submitting this form does not create a partnership or constitute an offer or agreement of any kind.
What happens next
Prefer to speak with us directly?
You can contact the Velocerta partnerships team directly. Please do not send live policyholder data, policy numbers, or personally identifiable information by email.
Partnerships
For insurance provider partnership enquiries and discussions.
partnerships@velocerta.co.ukDirect contact
To speak with a member of the Velocerta team directly about a partnership.
ben@velocerta.co.ukPlease do not send live policyholder data, policy schedules, premium information, or personally identifiable information by email. Use the secure form above for detailed enquiries.